Housing

Banking

There are several banks in St. Kitts and which one you choose is up to you. Scotiabank has an ATM machine on campus, and Royal Bank of Canada (RBC) has an ATM machine near campus. Scotiabank and RBC are also the only banks that honor Ross University financial aid checks immediately. In order to acquire a new bank account, we have arranged for both banks to be available during One Stop in our orientation program during your first week in St. Kitts. We will send you additional information that will assist you in setting up your account prior to your arrival.

Please bring Travelers Checks to use for your initial deposit. Cashier's checks and personal checks are accepted, however they are subject to a 6 week hold before the funds are released. You will also need valid forms of ID: your passport and one government issued photo ID such as a driver's license will suffice to open your Eastern Caribbean dollar bank account.


Royal Bank of Canada (2 locations)

Corner of Bay Rd. and Fort St.
465-2259Wellington Road (in Value Mart Plaza)
465-2369

M - Th 8:00 a.m. to 2:00 p.m.
Fri. 8:00 a.m. to 4:00 p.m.
Closed Saturday and Sunday
ATM available at both locations AND close to campus.
Cards with the PLUS symbol are also accepted at the ATM.

Scotiabank (2 locations)

Fort Street Branch - 465-4141

Bird Rock Branch - 466-6161

M - Th 8:00 a.m. to 2:00 p.m.
Fri. 8:00 a.m. to 4:00 p.m.
Closed Saturday and Sunday
ATM available at both branches AND on campus.
 

ATM/Debit card accepted at stores in St. Kitts. Other cards with the CIRRUS or PLUS symbol are also accepted at the ATM.

Other banking options in St. Kitts:

First Caribbean International Bank -
The Circus - Downtown 465-2159

M -Th 8:00 a.m. to 2:00 p.m.
Fri. 8:00 a.m. to 4:00 p.m.
ATM available

National Bank (2 locations)
Central Street : 465-2204 ATM available
Pelican Mall - Downtown :465-2204 ATM available 

Personal Content Insurance

Please make sure you insure your personal valuables. This might include your PC, cameras, and whatever else you deem to be valuable. If you have insurance at home, check to see if the coverage extends to your residence outside of the country. In the case where you need to purchase this insurance locally, we will have enclosed the rates for such insurance in the orientation package you receive upon arrival here in St. Kitts.

In order to acquire personal insurance, SNIC the only insurance company that covers personal valuables will be on Campus for our One Stop orientation for new students.

Medical Insurance Coverage

Medical insurance coverage is not optional when attending Ross University School of Veterinary Medicine. It is a requirement. If you opt not to be insured under the Ross policy, your choice of insurance company must be able to offer coverage outside the United States (proof of your valid insurance other than the Ross policy is required prior to registration).

The Welcome Package that you will receive from the Admissions Office has enclosed a Ross Insurance Coverage Package, which provides you with the choice of purchasing subscription in lieu of another medical insurance program from the United States. Please refer to the Student-Insurance for further information on Insurance Coverage at Ross. You are automatically covered if you do nothing.

We highly recommend that spouses and children who will be accompanying you either subscribe to the Ross Insurance policy (if you the student have opted to use our policy) or subscribe to or use an insurance company that offers coverage outside of the mainland of the United States. It is recommended that significant others and fiancés are medically covered with private medical insurance while on the island.

Proof of your valid insurance other than the Ross policy is required prior to registration of your spouse/significant other/finance.

Things you need to know about your health insurance on Saint Kitts:

  • There are no doctors, hospitals, or pharmacies that are contracted with any insurance company. This means that all services must be paid for with cash, check, or credit card.
  • A doctor's office visit requires payment at the end of the visit.
  • Laboratory tests, x-rays, etc. must be paid for in advance, whether done in the hospital or at the laboratory located in town.
  • Elective hospital admissions require a deposit for a five day stay (usually about 1250EC). The hospital also requires at additonal charges to be paid upon discharge. As in North America, special tests, x-rays, etc are charged separately.
  • Your policy has a 250US yearly deductible which means that you should submit all claims for doctors' visits. After your deductible has been met you will be reimbursed for any additional charges as long as they are covered under your policy.

Please contact the Vet Nursing Office for additional information on medical insurance or medical care in St. Kitts: sknursing@rossvet.edu.kn